Last updated on 3rd March 2014 Monday 10:10AM



PRIVATE SCHOLASHIPS :

The Lions Club of Subang Jaya
PETRONAS Education Scholarship Programs
Shell Malaysia Downstream Scholarship Scheme (For Degree students only)
Yayasan Sime Darby Undergraduate and Postgraduate Scholarship Programme
Social Security Organisation (SOCSO) Education Fund
UEM Group Scholarship 2008
The Star Education Fund 2010
Sin Chew Daily Education Fund 2010


Koperasi Jayadiri Malaysia Berhad (KOJADI)
Maju Institute of Education Development (MIED)
YTL Foundation
The International Medical University (IMU) Scholarships 2009
Kuok Foundation Berhad
The Malaysian Association of Private Colleges and Universities (MAPCU) Scholarship
Tun Hussein Onn Memorial Postgraduate Scholarship
Fulbright Scholarship
Great Eastern Supremacy Scholarship Awards (Local)
Honda Dream Fund
 



Koperasi Jayadiri Malaysia Berhad (KOJADI)



Koperasi Jayadiri Malaysia Berhad (KOJADI) was established in 1981 with the primary objective of extending an effective educational loan facility to enable needy students to pursue higher education, and to shape human resources into well-trained manpower for the Malaysian Community and the Nation.


Eligibility criteria
The applicant must be a member of KOJADI with RM 100 of initial shares. In addition, the applicant must hold the requisite additional shares ranging from RM500 to RM2,000 for each child. The applicant will have to nominate a child / nominee under a relevant loan scheme. The nominated child / nominee must gain admission to an approved local or overseas institution of higher learning.


Loan coverage
Maximum loan amount is RM 30,000 and is released in two or three disbursements over the entire duration of the course of study.


How to apply
Obtain the application form from KOJADI and photocopies of relevant documents as required by KOJADI at:

Koperasi Jayadiri Malaysia Berhad (KOJADI)

17th Floor, Wisma MCA
163, Jalan Ampang
50450 Kuala Lumpur


Tel : 03-21616499
Fax : 03-21621413
Website : www.kojadi.com.my
 


Koperasi Jayadiri Malaysia Berhad (KOJADI)

 


Kojadi Education Loan

KOJADI (Koperasi Jayadiri Malaysia Berhad) was established on 12 March, 1 981. Its primary objective is to provide an effective educational loan facility for needy students to pursue higher education. Secondly, it aims to nurture the country's human resource into well-trained manpower for the nation. It has several loan schemes in operation.

Applicant's Eligibility

The applicant must be a member of KOJADI with RM100 initial shares.

The applicant can nominate a nominee (student) under the Higher Education Loan Scheme (HELS) or Special Education Loan Scheme (SELS).

The applicant must subscribe additional shares of RM500 or RM2.000 depending on the loan amount applied for the nominee and the course/level of study pursued by the nominee.

At the time of application for a loan, the nominee must have secured admission to an approved institution of higher learning locally or abroad and shall apply to become a member of KOJADI with RM100 initial shares.

 

 


Loan Amount

The loan amount is subject to the discretion of the Board

For postgraduate studies or undergraduate medical courses or lab-based undergraduate courses, the maximum loan amount is RM50,000

For undergraduate courses, the maximum loan amount is RM30,000

For certificate, diploma or MLVK courses, the maximum loan amount is RM20.000


Interest Rates

Interest will be charged to the applicant's loan account immediately after the disbursement of the loan.

The interest rate for the loan is as follows :


For existing members of KOJADI with minimum five years membership:

1st year (Upon first release of loan) 2nd year 3rd year onwards until full settlement
6% (on a monthly rest and reducing balance basis) 7% (on a monthly rest and reducing balance basis)  8% (on a monthly rest and reducing balance basis)

 For new members:

1st year (Upon first release of loan) 2nd year 3rd year onwards until full settlement
7% (on a monthly rest and reducing balance basis) 8% (on a monthly rest and reducing balance basis) 9% (on a monthly rest and reducing balance basis)

Loan Application Procedure

Complete the loan application form

Submit the application form together with a fee of RM80.00 and relevant documents such as Photostatted 1/C of the applicant, nominee and guarantors; guarantors' latest Income Tax Form "S" or latest EA form, letter of offer for admission from the university/ college; and such other documents as may be required from time to time.

Pay for an insurance premium varying between RM50 to RM800 according to the loan amount applied for and the student's age


The application form should be sent to:

Koperasi Jayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA 163,
Jalan Ampang
50450 Kuala Lumpur
Tel: 03- 21616499
www.kojadi.com.my
kojadi@po.jaring.my


INDEX : Scholarships in Malaysia  August 23, 2014 03:53:26 PM

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